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TriNet alternatives: is your renewal still the best deal?

Raenan Guadez sold TriNet from the inside. Now, as an independent broker, he puts your TriNet renewal side by side with other PEOs, so you can decide with real numbers instead of a gut feeling.

Why TriNet clients shop their renewal

TriNet is a solid PEO for a lot of businesses. But pricing, health plans and your own company all change from year to year, so renewal time is the right moment to check. The most common reasons owners take a look:

• Admin fees or health premiums went up at renewal.
• Workers' comp costs that feel high for your trades or field roles.
• The health plans available in your state don't fit your team.
• You want more hands-on service than you're getting.
• You've grown, and what fit at 10 employees doesn't fit at 80.

PEOs commonly compared against TriNet

ADP TotalSource, Insperity, Paychex PEO, Justworks, CoAdvantage, Vensure, G&A Partners and others. Each one prices differently, offers different health carriers depending on the state, and has a different appetite for certain workers' comp class codes. That's why the same business can get very different quotes, and why it pays to compare more than one.

How to compare apples to apples

PEO invoices bundle a lot together. A fair comparison breaks the cost into its parts:

• Admin fee, per employee or as a percent of payroll.
• Health, dental and vision premiums, plan by plan.
• Workers' comp, by class code.
• Payroll taxes, including state unemployment rates.
• Extras like EPLI, 401(k) and HR support.

Your comparison comes back laid out that way, so you can see exactly where any difference is.

When to start

About three to four months before your TriNet renewal. That leaves time to compare, use the quotes to negotiate with TriNet if staying makes sense, and move cleanly if switching is the better call.

What switching actually involves

New benefits enrollment, payroll setup and logins for your team. It's real work, and it isn't worth doing for a small difference. If the numbers say stay, you'll hear that. If they say switch, Raenan coordinates the move with the new PEO and stays on it until your first payroll runs clean.